Business Overhead Expense Insurance
Plan Features


If you're disabled and can't work, Business Overhead Expense Insurance pays your actual overhead expenses, up to the benefit amount you select. And during disability, your coverage is continued at no cost to you.

The AICPA BOE plan covers you 24/7, and you don't have to be permanently disabled or confined to your home or a hospital to receive benefits. Choose the coverage amount that is right for you and your firm. The Plan features:

  • Benefit amounts up to $12,000
  • Get the coverage amount that's right for you - up to $12,000 a month, in increments of $1,000. Benefits will begin after you have been disabled for 30 continuous days.

  • Tax-deductible payments

    Your premium payments may be deductible when filing your federal income tax. As a business expense, your payments fall under IRS ruling 55-264, IRB 1955-19, page 8. Consult your tax advisor about this deduction.

  • When your survivors need support

    If you die while receiving benefits, a single lump sum benefit equal to three times your monthly benefit amount is payable. The payment will be prorated if fewer than three months remain in your 24-month benefit period.

  • 30-day free look

    The 30-day "free-look" period means you can sign up for coverage with no risk or obligation. If you decide not to accept coverage, simply return your Certificate of Coverage within 30 days.