Employment Practices Liability Insurance

Product Information

New employment laws protecting employees have led to an increase in employment-related claims against management. The Equal Employment Opportunity Commission reports that employee complaints have escalated to 81,293 new charges for the year 2003. As an employer, you are at risk from the people you hire and even the people you decide not to hire. Thanks to a proliferation of federal, state, and local employment laws, your practice could be vulnerable to costly litigation.

Here, at last, is a unique protection program for any CPA Practice with employees.

CPA EmployerGard, employment practices liability insurance, offers you comprehensive protection against employment-related claims. Not just insurance, but a wide range of services to help you understand and comply with rapidly expanding federal, state, and local employment laws.

CPA EmployerGard, employment practices liability insurance, offers you access to resources and information that can help you and your management team defend against and reduce the risk of workplace related lawsuits, including:

  • Sexual harassment.
  • Discrimination.
  • Failure to make partner.
  • Wrongful termination.
  • Whistle-blowing and retaliation allegations.
  • Invasion of privacy.

The Program includes:

  • Defense, Settlement, and Judgment Coverage Tailored to the CPA Practice.
      —Coverage against charges arising from employees or clients of your accounting practice.
      —Liability limits from $100,000 to $5 million.
      —Written complaint not required for coverage activation.
      —Full prior acts available to qualified firms.
      —Includes third party claims coverage.
      —Covers all subsidiaries more than 50% owned at policy inception and disclosed on your application.
      —Extended claims reporting period available.
  • Advisory Services to Help You Navigate Complex Employment Law.
      — Beyond HRsm, offers online, trackable training on important topics such as retaliation, wrongful termination and harassment.
      — Legal Hotline providing advice on employment and practice management issues from an employment liability attorney up to 30 minutes per month is included, without additional charge.
      — Consultation services with employment practices experts on employment law and how your practice can best comply.
      — Risk management newsletters.

One or more of the CNA companies provide the products and/or services described. The information is intended to present a general overview for illustrative purposes only. It is not intended to constitute a binding contract. Please remember that only the relevant insurance policy can provide the actual terms, coverages, amounts, conditions and exclusions for an insured. All products and services may not be available in all states and may be subject to change without notice. CNA is a service mark registered with the United States Patent and Trademark Office. Copyright 2008 CNA. All rights reserved.

Aon Insurance Services is a division of Affinity Insurance Services, Inc.: in CA, MN & OK, (CA License #0795465) Aon Insurance Services is a division of AIS Affinity Insurance Agency, Inc.; and in NY, AIS Affinity Insurance Agency.

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