Group Life and Long Term Disability Insurance for Firms

Help Protect your firm's most valuable asset - your people

In today's competitive job market, comprehensive benefits can make a big difference when acquiring and retaining top talent important to your firm's success. When you make the AICPA Group Insurance products, issued by Prudential Insurance Company of America (Prudential), available to the members of your firm, you're helping to provide more than just a benefit; you're helping to provide valuable financial protection to their families.

The AICPA endorsed Group Insurance Program provides two competitive solutions designed to meet your firm's needs:

  • Group Elite - Life and Long Term Disability (for firms with 25 or more covered employees)
  • Group Life (for firms with 25 or less employees)

Both Group Elite and Group Life are endorsed by the AICPA and they offer:

✓ Competitive pricing exclusively for CPA firms ✓ Convenient online account management
✓ Coverage for firm owners, firm members and employees     ✓ Issued by Prudential
✓ Dedicated sales and support ✓ Opportunity for Cash Refunds*

GROUP ELITE - For firms with 25 or more employees

Group Elite Life
  • Up to $1,000,000 available for firms with 50+ employees
  • Up to $500,000 available for firms with 25-49 employees
  • No medical questions or exams required
  • Covers partners/proprietors and employees
Group Elite Long Term Disability
  • Up to $15,000 monthly benefits available
  • Cover partners/proprietors and employees or employees only
  • No medical questions or exams required
  • A variety of options that allow you to customize your firm's benefits to suit your needs

GROUP LIFE INSURANCE - For firms with 25 or less employees

Group Life Insurance
  • Choose from six insurance schedules from $50,000 to $500,000
  • $500,000 maximum limit available to partners/proprietors
  • Optional Dependent coverage
  • Accelerated Benefit Option included

*Although cash refunds have consistently flowed back to participating firms and reduced their cost of coverage for more than 40 consecutive years, refunds are never guaranteed. Refunds are paid by the Trust from premiums received from The Prudential Insurance Company of America.

The Accelerated Death Benefit Option is a feature that is made available to group life insurance participants. It is not a health, nursing home, or long-term care insurance benefit and is not designed to eliminate the need for those types of insurance coverage. The death benefit is reduced by the amount of the Accelerated Death Benefit paid. There is no administrative fee to accelerate benefits. Receipt of Accelerated Death Benefits may affect eligibility for public assistance and may be taxable. The federal income tax treatment of payments made under this rider depends upon whether the insured is the recipient of the benefits and is considered "terminally ill" or "chronically ill." You may wish to seek professional tax advice before exercising this option.

North Carolina Residents: THIS IS NOT A MEDICARE SUPPLEMENT PLAN. If you are eligible for Medicare, review the Guide to Health Insurance for People with Medicare, which is available from the company. This policy provides disability income insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Insurance Department.

This policy provides ACCIDENT insurance only. It does NOT provide basic hospital, basic medical, or major medical insurance as defined by the New York State Insurance Department. IMPORTANT NOTICE - THIS POLICY DOES NOT PROVIDE COVERAGE FOR SICKNESS.

Coverage under the Group Insurance Plan Elite is issued by The Prudential Insurance Company of America, 751 Broad Street, Newark, NJ 07102. The Certificate contains plan details, including any policy exclusions, limitations and restrictions which may apply. Contract Series 83500. This marketing material is not approved for use in all states. Prudential cannot give legal or tax advice. Please consult your tax advisor. Prudential, the Prudential logo, and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide.

Aon Insurance Services is the brand name for the brokerage and program administration operations of Affinity Insurance Services, Inc.; (AR 244489); in CA, MN & OK, AIS Affinity Insurance Agency, Inc. (CA 0795465); in CA, Aon Affinity Insurance Services, Inc. (0G94493), Aon Direct Insurance Administrators and Berkely Insurance Agency and in NY and NH, AIS Affinity Insurance Agency.

Insurer Issue Codes
California COA #1179   NAIC # 68241
0244008   0244008-00001-00

McAfee Secure sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams.