Group Variable Universal Life
Exclusions
Life Insurance—Payable for death from any cause, except suicide within two years after the effective date of inception of coverage or an increase in coverage.
Optional Accidental Death and Dismemberment Insurance—Loss must occur as a result of an accident while insured and within 90 days after the injury is sustained. Losses not covered are those resulting from war, act of war, suicide, attempt at suicide, sickness, bodily or mental infirmity or disease or treatment thereof, any bacterial or viral infection (unless the infection was the result of an accidental injury or bacterial infection which results from the accidental ingestion of contaminated substances), or travel in an aircraft except as a passenger without duties aboard. The coverage ends at age 75.
Important Notices
For simplicity, features have been briefly described here and on this web site and appear more fully in the certificates provided to insured participants. Governing provisions and details are contained in the Amended Agreement and Declaration of Trust and the CPA Life Insurance or Group Variable Universal Life Plan established according to its terms. The extent of the insurance for each individual is governed at all times by the complete terms of the master group insurance policy issued by Prudential.
This policy provides ACCIDENT insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Insurance Department.
IMPORTANT NOTICE -- THIS POLICY DOES NOT PROVIDE COVERAGE FOR SICKNESS.
Prudential cannot give legal or tax advice. Please consult your tax advisor.
Click here for GVUL Prospectus For Accounts Issued Prior To 1/1/2009
Click here GVUL Prospectus For Accounts Issued After 1/1/2009
To obtain a fund prospectus prior to enrolling, please call Aon Benfield Securities, Inc. at 1-800-223-7473. Remember, the value of your investment will fluctuate with changing market conditions.
The booklet-certificate you will receive contains all details, including any policy exclusions, limitations and restrictions, which may apply.
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