AICPA Insurance Programs

Group Variable Universal Life (GVUL) issued by The Prudential Insurance Company of America, has introduced lower rates available to members in good health ages 50-79 with at least $250,000 in GVUL coverage.

In addition to good health, your driving record and tobacco use, family health history and certain avocations are also factors. Eligible members who can provide satisfactory evidence of insurability to Prudential - including a physical exam - are encouraged to apply for Preferred rates. Even with these lower rates, GVUL will continue to offer the same great coverage options, including coverage to age 100 (20 years longer than CPA Life Insurance), and variable investment options and a tax-deferred fixed account with an annual return of 4.1% as of October 2011.

You should consider the insurance and the underlying funds' investment objectives, risks, charges and expenses carefully before investing. Both the GVUL prospectus and the underlying fund prospectuses contain this and other important information. Contact Aon Benfield Securities, Inc. for the prospectuses. You should read them carefully before purchasing the insurance.

The AICPA Group Variable Universal Life (GVUL) Insurance Coverage is offered by prospectus only The GVUL prospectus, which contains more complete information, should be carefully read before investing or forwarding premiums or applying for coverage. Investors should consider the investment objectives, risks and charges and expenses of the investment company carefully before investing. Variable investment fund options are subject to investment risk. The fund prospectuses, which contain this information should be read before investing. To obtain a prospectus you may call 1-800-223-7473.

Group Variable Universal Life (contract series 89759) is issued by The Prudential Insurance Company of America (Prudential) 751 Broad Street, Newark, NJ 07102-3177 and is distributed by Prudential Investment Management Services LLC ("PIMS") Three Gateway Center, 14th Floor, Newark, NJ 07102-4077, each being a Prudential Financial Company.

GVUL Preferred Rate Chart

GVUL is offered and administered through Aon Benfield Securities, Inc., Member of FINRA/SIPC, 159 East County Line Road, Hatboro, Pa. 19040-1218. 1-800-223-7473.

The Plan Agent of the AICPA Insurance Trust is Aon Insurance Services. Aon Benfield Securities, Inc. and Aon Insurance Services are not affiliated with any Prudential Financial Companies.