What to Do After a Car Accident
On average, an auto accident occurs every five seconds in the United States.* If you or your family were involved in a collision or fender bender, would you know what to do?
Safety First
1. Remain calm. Try to find a safe place to stop your vehicle. If you can, pull over to the side of the road to avoid oncoming traffic.
2. Check to see if any passengers need immediate assistance, but do not attempt to move a person who appears injured.
Contact the Authorities
1. Call the police as soon as you can and stay at the scene of the accident until help arrives.
2. Fill out a police report, which can help protect you from potential liability claims or legal action. Find out when the report will be available and how you can obtain a copy, and write down the police officer’s name and badge number.
Gather Information
1. If the accident involves another vehicle, record the other driver’s name and address, license number and insurance carrier.
2. Obtain the names and telephone numbers of any witnesses as well as all passengers.
3. Make a note of the date and time of the accident, the weather and road conditions and the direction and speed of the vehicles involved.
4. Do not discuss fault or insurance limits with either the other driver or the police. Be cautious of offers to settle for payment on the spot; you may still be held liable for damages.
*Source:
For more information, or to request a quote, call toll-free 1-866-92-AICPA (1-866-922-4272), or visit the AICPA Auto and Homeowners Insurance Program page today!
These tips brought to you by Liberty Mutual Group. Liberty Mutual Auto and Homeowners insurance coverages are available to AICPA members through Group Savings PlusÒ. This group discount program provides top-quality, affordable auto, homeowners and tenants insurance through the convenience of electronic fund transfer or direct billing at home.
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