Most Common Causes of Disabilities and How to Prevent Them
Preparing for—and preventing—a disability
Consider for a moment the impact a long-term or permanent disability would have on you and your family. Take a look at these eye-opening statistics:
· One in three working Americans will become disabled for 90 days or more before age 65.1
· You are three and half times more likely to become disabled than you are to die during the
course of your career.2
· Once a person has been disabled for 90 days, the average length of disability is 2.5 years.3
How to prevent a disability
It is important to try and take steps to prevent a disability from happening in the first place. Be proactive and…
· Protect against back injuries through proper stretching and lifting
· Use proper safety equipment for work or play
· Keep stress in check
· Get enough rest
You certainly can’t guarantee you’ll never be disabled, but maintaining a healthy lifestyle can help prevent some common disabilities. So be smart and protect your number one asset… yourself.
1,3 1985 Commissioners Individual Disability Table A, Society of Actuaries.
2 The Long Term Disability Claims Review: 2005, Council for Disability Awareness, May, 2006.
Provided courtesy of The Prudential Insurance Company of
IFS A145102 Ed. 3/2008
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