Level Premium Term (LPT) Life Insurance Plan
Eligibility, Coverage and Costs

Who is eligible to request coverage?
AICPA members up to age 55 are eligible to request a 10- or 20-year term coverage. Those members age 56-65 are eligible to request a 10-year term coverage. Eligible members may also request coverage for their eligible spouse.

Up to $2.5 Million Dollars of Coverage
AICPA members may request coverage under the LPT Plan, even if they already have coverage under the CPA Life or under another member Life Plan. Members with an existing LPT Plan may request additional coverage under LPT. Total coverage amount under all plans may not exceed $2.5 million if you are less than age 55, $2 million if you are age 55 - 64, or $1.5 million if you are age 65. The same coverage limits apply separately for Spouse LPT, based on the CPA's eligibility.

Cash Refunds
As with other life insurance plans offered through the AICPA Insurance Trust, cash refunds are paid by the Trust to LPT participants from premium refunds received by the Trust through Prudential. Refunds are not guaranteed but if granted, can help offset your overall costs.

Aon Benfield Securities, Inc. and Prudential offer GVUL by prospectus only. Investors should consider the contract and the underlying portfolios' investment objectives, risks, and charges and expenses carefully before investing. The contract's prospectus and the underlying portfolios prospectus contain information relating to investment objectives, risks, and charges and expenses as well as other important information. Contact your financial professional for the prospectuses. You should be read the prospectuses carefully before investing.

This policy provides ACCIDENT insurance only. It does NOT provide basic hospital, basic medical, or major medical insurance as defined by the New York State Insurance Department. IMPORTANT NOTICE --THIS POLICY DOES NOT PROVIDE COVERAGE FOR SICKNESS.

Coverage under the Level Premium Term Plan is issued by The Prudential Insurance Company of America, 751 Broad Street, Newark, NJ 07102. Please refer to the Booklet Certificate for all plan details including any exclusions, limitations and restrictions which may apply. Contract Series 83500.

Group Variable Universal Life (GVUL) coverage is issued by The Prudential Insurance Company of America and GVUL is distributed through Prudential Investment Management Services LLC ("PIMS"). The Prudential Insurance Company of America is located at 751 Broad St., Newark, NJ 07102 and PIMS is located at Three Gateway Center, 14th Floor, Newark, NJ 07102. Both are Prudential Financial companies. This marketing material is not approved for use in GA, MS and WV.

Insurer Issued Codes
California COA #1179NAIC 68241


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