CALCULATORS and TOOLS


Long Term Disability Calculators and Tools

You may be wondering who needs LTD insurance and how much coverage is enough. The calculators and tools below present an easy way to determine if you need LTD insurance and the right amount of coverage you may need in the event of a disability.

What are your chances of becoming disabled and unable to earn an income?

Use the Personal Disability Quotient (PDQ) quiz to calculate your odds of sustaining an injury or illness that could force you to miss work. The PDQ, developed by the Council for Disability Awareness, is an easy way to calculate your own personal odds and discover what may be at risk. Click here to access the PDQ quiz.


How much do you really know about disabilities?

Take a few minutes to test your disability awareness by taking an awareness quiz located on the Council for Disability Awareness website. Click here to access the awareness quiz.


How much long term disability insurance do you need?

The Long Term Disability Insurance Needs Estimator helps you estimate how much you may need to cover your expenses if you were to become disabled and unable to work. Simply enter your income and current expenses into the online worksheet to estimate the amount you will need. Click here to access this helpful tool.


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