Underwriter

Group Catastrophe Major Medical Insurance

The United States Life Insurance Company in the City of New York.

The most prominent independent ratings agencies continue to recognize The United States Life Insurance Company in the City of New York in terms of insurer financial strength. For current insurer financial strength ratings, please consult the Web site at www.americangeneral.com/ratings.

Ratings represent the current independent opinions of the respective rating agencies as to the insurance company's ability to pay, or likelihood of timely payment of, policyholder and contract holder obligations. The ratings do not represent a guaranty or warranty of an insurer's financial strength, security, or ability to meets its obligations. Ratings may be changed, suspended or withdrawn as a result of changes in circumstances

This plan is underwritten by The United States Life Insurance Company in the City of New York, NAIC#70106, domiciled in the state of New York with a principal place of business of 70 Pine Street NY, NY 10270. licensed in all states, plus DC, except PR. This summary is a brief description of benefits only and is subject to the terms, conditions, exclusions and limitations of Group Policy Nos. E-183,510 and E-199,144, Form No. G-19000. Coverage may vary or may not be available in all states.

The underwriting risks, financial and contractual obligations and support functions associated with products issued by The United States Life Insurance Company in the City of New York (United States Life) are its responsibility.

AG-8165



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